E-Loan
NewE-Loan approvals now live across Canada

Loans, made
refreshingly simple.

Up to $50,000 with rates you can read in one breath, decisions in seconds, and zero paperwork.

240k+
Borrowers funded
$1.8B
Lent to date
37s
Average decision
TD Bank
RBC
Scotiabank
BMO
CIBC
National Bank
TD Bank
RBC
Scotiabank
BMO
CIBC
National Bank
TD Bank
RBC
Scotiabank
BMO
CIBC
National Bank
TD Bank
RBC
Scotiabank
BMO
CIBC
National Bank

Use Cases

Debt reset

Consolidate debt

Combine cards, lines of credit, or bills into one fixed payment with a clearer payoff path.

Why it helps

One due date can make cash flow easier to track than several balances.

Common uses

Cards, store financing, lines of credit, or older installment bills.

Watch for

Compare total cost, not just monthly payment, before you accept.

Best for
1 payment
Apply for this

Features

Transparent offers

See your full repayment plan before you sign. Every fee, every cent.

Learn more

Fast decisions

Smart underwriting reviews your application instantly, with most decisions in under a minute.

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Human support

Real advisors are available when life changes or you need help with your plan.

Learn more

Soft credit check

Check your rate without affecting your score, so there is zero risk to look around.

Learn more

Funds in 24 hours

Once approved, money lands in your account the next business day, often sooner.

Learn more

Better habits rewarded

Pay on time and unlock stronger future offers. Borrowing should help you grow.

Learn more

Simple Process

  1. Step 01

    Quick Application

    2-minute form. No paperwork, no hard check.

  2. Step 02

    Compare Offers

    Matched with top Canadian lenders instantly.

  3. Step 03

    Get Your Funds

    Funds deposited to your bank in 24h.

Start My Application

No hard credit check - Free to use - Results in seconds

Statistics

Borrowers funded
Lent to date
Average decision

Testimonials

Alice Johnson
Alice Johnson
@Toronto
E-Loan gave me a clear offer in minutes. The cost was simple to understand and there were no surprises.
Bob Brown
Bob Brown
@Ottawa
The soft check made it easy to look without worrying about my credit score taking a hit.
Charlie Davis
Charlie Davis
@Winnipeg
I used E-Loan to cover medical bills and kept everything on one manageable schedule.
Diana Evans
Diana Evans
@Vancouver
The fixed payment helped me roll my cards into one plan I could actually budget around.
Ethan Ford
Ethan Ford
@Montreal
I needed money for a repair quickly. The process stayed calm, fast, and very direct.
Alice Johnson
Alice Johnson
@Toronto
E-Loan gave me a clear offer in minutes. The cost was simple to understand and there were no surprises.
Bob Brown
Bob Brown
@Ottawa
The soft check made it easy to look without worrying about my credit score taking a hit.
Charlie Davis
Charlie Davis
@Winnipeg
I used E-Loan to cover medical bills and kept everything on one manageable schedule.
Diana Evans
Diana Evans
@Vancouver
The fixed payment helped me roll my cards into one plan I could actually budget around.
Ethan Ford
Ethan Ford
@Montreal
I needed money for a repair quickly. The process stayed calm, fast, and very direct.
Alice Johnson
Alice Johnson
@Toronto
E-Loan gave me a clear offer in minutes. The cost was simple to understand and there were no surprises.
Bob Brown
Bob Brown
@Ottawa
The soft check made it easy to look without worrying about my credit score taking a hit.
Charlie Davis
Charlie Davis
@Winnipeg
I used E-Loan to cover medical bills and kept everything on one manageable schedule.
Diana Evans
Diana Evans
@Vancouver
The fixed payment helped me roll my cards into one plan I could actually budget around.
Ethan Ford
Ethan Ford
@Montreal
I needed money for a repair quickly. The process stayed calm, fast, and very direct.
Alice Johnson
Alice Johnson
@Toronto
E-Loan gave me a clear offer in minutes. The cost was simple to understand and there were no surprises.
Bob Brown
Bob Brown
@Ottawa
The soft check made it easy to look without worrying about my credit score taking a hit.
Charlie Davis
Charlie Davis
@Winnipeg
I used E-Loan to cover medical bills and kept everything on one manageable schedule.
Diana Evans
Diana Evans
@Vancouver
The fixed payment helped me roll my cards into one plan I could actually budget around.
Ethan Ford
Ethan Ford
@Montreal
I needed money for a repair quickly. The process stayed calm, fast, and very direct.
Ethan Ford
Ethan Ford
@Montreal
I needed money for a repair quickly. The process stayed calm, fast, and very direct.
Fiona Grant
Fiona Grant
@Edmonton
No paperwork maze. I saw my rate, term, and payment clearly before I accepted.
Diana Evans
Diana Evans
@Vancouver
The fixed payment helped me roll my cards into one plan I could actually budget around.
Hannah Irving
Hannah Irving
@Halifax
The monthly estimate matched the final offer, which made the decision feel much easier.
Ian Johnson
Ian Johnson
@Mississauga
The money arrived quickly and the repayment plan was straightforward from day one.
Ethan Ford
Ethan Ford
@Montreal
I needed money for a repair quickly. The process stayed calm, fast, and very direct.
Fiona Grant
Fiona Grant
@Edmonton
No paperwork maze. I saw my rate, term, and payment clearly before I accepted.
Diana Evans
Diana Evans
@Vancouver
The fixed payment helped me roll my cards into one plan I could actually budget around.
Hannah Irving
Hannah Irving
@Halifax
The monthly estimate matched the final offer, which made the decision feel much easier.
Ian Johnson
Ian Johnson
@Mississauga
The money arrived quickly and the repayment plan was straightforward from day one.
Ethan Ford
Ethan Ford
@Montreal
I needed money for a repair quickly. The process stayed calm, fast, and very direct.
Fiona Grant
Fiona Grant
@Edmonton
No paperwork maze. I saw my rate, term, and payment clearly before I accepted.
Diana Evans
Diana Evans
@Vancouver
The fixed payment helped me roll my cards into one plan I could actually budget around.
Hannah Irving
Hannah Irving
@Halifax
The monthly estimate matched the final offer, which made the decision feel much easier.
Ian Johnson
Ian Johnson
@Mississauga
The money arrived quickly and the repayment plan was straightforward from day one.
Ethan Ford
Ethan Ford
@Montreal
I needed money for a repair quickly. The process stayed calm, fast, and very direct.
Fiona Grant
Fiona Grant
@Edmonton
No paperwork maze. I saw my rate, term, and payment clearly before I accepted.
Diana Evans
Diana Evans
@Vancouver
The fixed payment helped me roll my cards into one plan I could actually budget around.
Hannah Irving
Hannah Irving
@Halifax
The monthly estimate matched the final offer, which made the decision feel much easier.
Ian Johnson
Ian Johnson
@Mississauga
The money arrived quickly and the repayment plan was straightforward from day one.
George Harris
George Harris
@Calgary
I compared the total before signing and knew exactly what I would pay every month.
Hannah Irving
Hannah Irving
@Halifax
The monthly estimate matched the final offer, which made the decision feel much easier.
Ian Johnson
Ian Johnson
@Mississauga
The money arrived quickly and the repayment plan was straightforward from day one.
Alice Johnson
Alice Johnson
@Toronto
E-Loan gave me a clear offer in minutes. The cost was simple to understand and there were no surprises.
Bob Brown
Bob Brown
@Ottawa
The soft check made it easy to look without worrying about my credit score taking a hit.
George Harris
George Harris
@Calgary
I compared the total before signing and knew exactly what I would pay every month.
Hannah Irving
Hannah Irving
@Halifax
The monthly estimate matched the final offer, which made the decision feel much easier.
Ian Johnson
Ian Johnson
@Mississauga
The money arrived quickly and the repayment plan was straightforward from day one.
Alice Johnson
Alice Johnson
@Toronto
E-Loan gave me a clear offer in minutes. The cost was simple to understand and there were no surprises.
Bob Brown
Bob Brown
@Ottawa
The soft check made it easy to look without worrying about my credit score taking a hit.
George Harris
George Harris
@Calgary
I compared the total before signing and knew exactly what I would pay every month.
Hannah Irving
Hannah Irving
@Halifax
The monthly estimate matched the final offer, which made the decision feel much easier.
Ian Johnson
Ian Johnson
@Mississauga
The money arrived quickly and the repayment plan was straightforward from day one.
Alice Johnson
Alice Johnson
@Toronto
E-Loan gave me a clear offer in minutes. The cost was simple to understand and there were no surprises.
Bob Brown
Bob Brown
@Ottawa
The soft check made it easy to look without worrying about my credit score taking a hit.
George Harris
George Harris
@Calgary
I compared the total before signing and knew exactly what I would pay every month.
Hannah Irving
Hannah Irving
@Halifax
The monthly estimate matched the final offer, which made the decision feel much easier.
Ian Johnson
Ian Johnson
@Mississauga
The money arrived quickly and the repayment plan was straightforward from day one.
Alice Johnson
Alice Johnson
@Toronto
E-Loan gave me a clear offer in minutes. The cost was simple to understand and there were no surprises.
Bob Brown
Bob Brown
@Ottawa
The soft check made it easy to look without worrying about my credit score taking a hit.

Questions, Answered

FAQ

Everything you wanted to ask, without the fine print.

01

Rates & credit

02

Loans & limits

03

Payments & support

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