Covering Immigration Costs in Canada
Immigrating to Canada or sponsoring a family member involves multiple government fees, legal costs, and settlement expenses. A personal loan can help manage these costs.
Immigration Fees in Canada (IRCC)
| Application Type | Government Fee (CAD) |
|---|---|
| Express Entry (PR) | $1,365 per person |
| Family sponsorship (spouse) | $1,080 |
| Citizenship application | $630 per adult |
| Study permit | $150 |
| Work permit | $155 |
| Biometrics | $85 per person |
| Right of PR fee | $515 per person |
Total Immigration Costs (Including Related Expenses)
| Expense | Estimated Cost (CAD) |
|---|---|
| Government fees (family of 4) | $4,000-$6,000 |
| Immigration lawyer | $2,000-$10,000 |
| Document translation/notarization | $500-$2,000 |
| Medical exams (per person) | $200-$450 |
| Language tests (IELTS/TEF) | $300-$400 |
| Settlement costs | $2,000-$10,000 |
Recommended Loan Amounts
Most immigration-related loans range from $3,000-$15,000 depending on the application type and family size.
How to Apply
- 1Determine all fees required for your immigration pathway
- 2Factor in legal fees if using an immigration consultant or lawyer
- 3Apply for a personal loan through Ask4Loan Canada
- 4Pay application fees and related costs
Important Resources
- IRCC (Immigration, Refugees and Citizenship Canada): Official fee schedules at canada.ca
- Licensed immigration consultants: Verify through the College of Immigration and Citizenship Consultants (CICC)
- Settlement agencies: Free services for newcomers across Canada
- Proof of funds: PR applications require separate proof of settlement funds — a loan for application fees is different from proof of funds requirements